Monday, July 27, 2020

Have the French finally started talking about the racism in their country?

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Inshiya Nalawala

Article Title

Have the French finally started talking about the racism in their country?

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Global Views 360

Publication Date

July 27, 2020

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BLM Protest in France

BLM Protest in France | Source: Thomas de LUZE via Unsplash

France, which boasts about being a color-blind nation, isn’t truly what it asserts. For a non-white citizen living in France, being subjected to bias and ethnic profiling at the hands of some insensitive police officers is a real possibility.

Structural and institutional racism is evident in France, where children as young as 10 years old have to routinely endure police stops, even without being suspicious of any illegal activity. These unlawful stops often involve humiliating body pat-downs and searches of personal belongings are   usually left unrecorded by any agency.  

A speaker at the French media coverage of the Middle East at the Alliance Française in Beverly Hills, Slimane Zeghidour, in an interview with the ‘French Morning’ agency said that, “there is a very strong prejudice of class that is translated to a stigmatization of people”, adding that these targeted people are mainly immigrants from Maghreb or Africa.

The brutal killing of George Floyd in the US kicked off huge protests against the institutionalized racism in France as well. Hundreds of people protested at the Presidential Palace in Paris while 2500 people attended a rally in Lille, 1800 in Marseille, and 1200 in Lyon displaying  placards similar to those in the US – ‘Black lives matter’ and ‘I can’t breathe’.

Alongwith protesting the death of George Floyd, people in France also drew the attention to the murder of a 24-year old black man Adama Traoré in police custody in July 2016 in their own country. The police officers involved in this incident were exonerated which triggered mass protests at that time in France.

Such blatant racism and ethnic prejudice is the result of a sense of supremacy ingrained in the collective psyche of white citizens who constitute the overwhelming majority in France. Instead of acknowledging their racial bias, a large section of whites have started blaming the minorities as the cause of their economic and cultural problems.

When a black national icon of France, Lilian Thuram, the most capped player in the history of the French national team, spoke about the racism incident in a football match in Italy, it caused a massive storm in France.

Thuram said, it is not the world of football that is racist, but "Italian, French, European and, more generally, white culture" is racist. He further stated that "Whites have decided they are superior to blacks and that they can do anything with them," and “It is something that has been going on for centuries unfortunately and to change a culture is not easy."

Thurham was highly criticized and branded ‘anti-white racists’ by the far-right extremists and their sympathetic journalists. This criticism later expanded in the mainstream media as well.

Not only the far-right extremists, even the government flatly denies the existence of extreme violence and institutional discrimination in France.

“I don’t believe we can say that France is a racist country,” says Sibeth Ndiaye, a French Government spokesperson to the journalists after a cabinet meeting, when people took to streets in June 2020, all the while justifying that France cannot be compared with the USA.

Well, with fueling protests and awareness, things are slowly changing and the taboo around race and white supremacy is losing its grip. People have gradually started to acknowledge their identity as ‘white’ or ‘black’ and the mainstream media is now talking about race.

As Mr. Fassin, a sociology professor at the University of Paris says, “My hope is we'll realize that talking about race isn't against democracy but rather about democracy”, he reflects optimism for a better tomorrow.

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February 4, 2021 4:48 PM

Kenyans turning to mobile loans in times of COVID-19

The economic impact of COVID-19 is felt on the personal finance of people across the world who are looking for ways to tide over the situation. In Kenya, people are lapping the short-term credit in the form of digital loans by mobile money operators. The number of people taking digital loans has doubled during the COVId-19 induced lockdown period.

Boston Consulting Group's Consumer Sentiments Survey conducted in April and May 2020 reported that "In May, 29 percent responded that they had taken out a short-term loan, compared to 16 percent in April. Mobile money operators were the most common sources of this credit”

Kenya is a pioneer in using mobile money transfer services as the key tool for providing financial inclusion to its citizens. A simple money transfer service, M-PESA launched in 2007 has transformed the financial service industry in Kenya. Today mobile money operators are providing multiple services like digital loans, marketplace for small businesses and farmers.

Digital loans are easy to process and disbursed but there are concerns of shaming the defaulters and compromising the data security of clients. The Digital Lenders Association of Kenya (DLAK) which is a body representing the digital lenders of Kenya has distanced from two of their members, Okash and Opesa over unethical practices. These mobile apps have shared the details of defaulting customers with the moneylenders and asking them to recover the money.

DLAK also stated that Opesa and Okash are known for attacking a client's data privacy which is against the Kenyan data protection laws and has additionally spoiled the reputation of digital leaders in Kenya.

In April 2020, Central Bank of Kenya barred unregulated digital mobile lenders from forwarding the names of loan defaulters to credit reference bureaus. A huge number of Kenyans have been recorded on Credit Reference Bureaus by digital money lenders for loans as little as $5.

Central Bank of Kenya governor Patrick Njoroge told during a press conference in May 2020 that the central bank in consultation with the mobile money operators and digital lenders is presently working to develop a model where the borrowers are protected from mistreatment of online moneylenders.

The borrowers are looking up to the regulatory authorities and the industry bodies to come up with a mechanism which will protect their interest in times of such a health and economic emergency.

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