Friday, July 17, 2020

Discovery of a new particle: A Charming Tetraquark

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Hardi Talwani

Article Title

Discovery of a new particle: A Charming Tetraquark

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Global Views 360

Publication Date

July 17, 2020

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The Large Hadron Collider

The Large Hadron Collider | Source: Anna Pantelia via CERN

While the world is horrified by the novel Coronavirus, scientists at the European Centre for Nuclear Research (CERN) announced the discovery of a never seen before tetraquark. Any finding in particle physics is a phenomenal one because it could tell us a lot about the origins of the universe and how everything came to be. And this discovery is quite charming and quarky (quirky).

Quarks are the elementary particles so any further division of these particles is not possible. This means everything in the universe is ultimately a combination of Quarks. Any new discovery of Quarks  therefore increase our understanding about the origin of universe

When three Quarks come together, they form familiar particles known as Baryons, for instance, protons and neutrons, found in the nucleus of an atom. A tetraquark, in particle physics, is an exotic meson composed of four quarks.

Murray Gell-Mann, recipient of the 1969 Nobel Prize in Physics for his work on the theory of Elementary particles, chose the name ‘Quark’. Another scientist,  George Zweig from CERN also proposed the Quark theory independently of Gell-Mann.

All the new particles are detected using particle accelerators where particles are accelerated at almost the speed of light and collide to look into their subsets. It is like knocking two rocks together so that they break into smaller constituents.

The most recent tetraquark, named X (6900) was discovered by CERN physicists while working on LHCb (Large Hadron Collider beauty experiment). The already known tetraquarks contain a particular combination of two relatively heavy quarks and two light Quarks. On the other hand X(6900) consists of four heavy Quarks: two Quarks and two anti-Quarks.

This exclusive particle made of unusual combinations is a perfect setting for understanding the fundamental force of nature known as Strong Interaction. The strong force is vital to comprehend as it binds together protons, neutrons and the nucleus that ultimately make up matter. Another perk of X(6900)  is its relatively heavy mass, so these are simpler to look at and are more stable as compared to notoriously fast moving-lighter ones.

The paper written by 800 scientists is yet to be peer-reviewed. The bump observed has a statistical significance of more than five sigma (standard deviations) that is good enough to claim the discovery of a new particle.

In any scenario, this unusual discovery will serve as a piece for completing the puzzle of our universe while serving as evidence of the presence of new particles not yet found.

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February 4, 2021 4:48 PM

Kenyans turning to mobile loans in times of COVID-19

The economic impact of COVID-19 is felt on the personal finance of people across the world who are looking for ways to tide over the situation. In Kenya, people are lapping the short-term credit in the form of digital loans by mobile money operators. The number of people taking digital loans has doubled during the COVId-19 induced lockdown period.

Boston Consulting Group's Consumer Sentiments Survey conducted in April and May 2020 reported that "In May, 29 percent responded that they had taken out a short-term loan, compared to 16 percent in April. Mobile money operators were the most common sources of this credit”

Kenya is a pioneer in using mobile money transfer services as the key tool for providing financial inclusion to its citizens. A simple money transfer service, M-PESA launched in 2007 has transformed the financial service industry in Kenya. Today mobile money operators are providing multiple services like digital loans, marketplace for small businesses and farmers.

Digital loans are easy to process and disbursed but there are concerns of shaming the defaulters and compromising the data security of clients. The Digital Lenders Association of Kenya (DLAK) which is a body representing the digital lenders of Kenya has distanced from two of their members, Okash and Opesa over unethical practices. These mobile apps have shared the details of defaulting customers with the moneylenders and asking them to recover the money.

DLAK also stated that Opesa and Okash are known for attacking a client's data privacy which is against the Kenyan data protection laws and has additionally spoiled the reputation of digital leaders in Kenya.

In April 2020, Central Bank of Kenya barred unregulated digital mobile lenders from forwarding the names of loan defaulters to credit reference bureaus. A huge number of Kenyans have been recorded on Credit Reference Bureaus by digital money lenders for loans as little as $5.

Central Bank of Kenya governor Patrick Njoroge told during a press conference in May 2020 that the central bank in consultation with the mobile money operators and digital lenders is presently working to develop a model where the borrowers are protected from mistreatment of online moneylenders.

The borrowers are looking up to the regulatory authorities and the industry bodies to come up with a mechanism which will protect their interest in times of such a health and economic emergency.

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