Thursday, August 27, 2020

What If Trump Loses The Election... And Decides To Fight The Result

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Vanshita Banuana

Article Title

What If Trump Loses The Election... And Decides To Fight The Result

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Global Views 360

Publication Date

August 27, 2020

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A person wearing Donald Trump mask

A person wearing Donald Trump mask | Source: Darren Halstead via Unsplash

In an interview in July 2020, Donald Trump, President of the United States, told an American TV host, Chris Wallace that he is “not a good loser,” when asked about the possibility of the November Presidential election results not being in his favour. “I am not going to just say yes. I’m not going to say no.”

Since he began his run for President in the 2016 elections, Trump has been extremely vocal about claiming rigged elections even after he won, and that Democrats have set out to make him lose through a variety of alleged means. Similarly in this election, he has continuously claimed that expansion of absentee and mail-in ballots will ‘corrupt’ the election. Even before the pandemic, as early as May 2019, there were concerns that Trump won’t allow for an easy transition of power, to the extent that Speaker Nancy Pelosi had to comment on them.

Trump’s photo in Coronavirus section of a Newspaper | Source: Charles Deluvio via Unsplash

It’s possible Trump has been escalating this rhetoric because his COVID-19 mismanagement among other things, has put him behind his rival Joe Biden in national polls. It is bad enough that a President is questioning the integrity of elections with little to no proof to back up his exaggerations, but this will almost definitely lead to the people of the country— whether his supporters or not— distrusting the elections as well.  

Despite the absentee and mail-in ballots being provided due to the coronavirus pandemic, to enable social distancing and to allow people to vote safely from home. Trump has often played down the coronavirus pandemic, and called Anthony Fauci, the National Institutes of Health expert on infectious diseases, an “alarmist” for raising issues pertaining to COVID-19.

The chances of an “electoral meltdown” are slim, but not impossible; the right (or wrong) mix of factors can lead to disaster. Lawrence Douglas, professor of law, jurisprudence and social thought, at Amherst College, Massachusetts. imagined a scenario where the difference between Trump and Biden rests on swing states and mail ballot results. Given the chance of a higher than usual number of mail-in ballots this year due to the pandemic, delays in counting votes are to be expected. Trump wouldn’t be slow to claim rigged elections and refuse to wait for all votes to be counted and right-wing media wouldn’t be slow to broadcast this everywhere.

In a closely fought election like this US Presidential election , the ‘Swing states’ (where both parties enjoy similar levels of popularity) will play a major role in the outcome. Three of the major swing states in America: Michigan, Wisconsin, and Pennsylvania have Republican lawmakers but Democratic governors. Each state is required to submit electoral certificates declaring the election winner in their state. By the time all votes are counted, Republican legislatures and Democratic governors might end up submitting conflicting election results for the same state.

A similar stalemate had occurred in 1876. It led to a “disastrous” compromise and the 1887 Electoral Count Act, which, according to Professor Douglas, may prove deficient in preparing for an impasse like the one that currently looms in the realm of possibility.

If Trump were to challenge the result he might have a few options for his course of action. He could challenge the results in court, as happened in 2000 in the state of Florida. Or, Republicans in state legislatures might use the Constitution to override the decision of the popular vote.

According to speaker Nancy Pelosi, Democratic nominee Joe Biden, and some Trump campaign spokespeople believe that Trump will accept the results of the election but do not rule out the possibility of him putting up a fight.

For others, given what is known about Trump’s behaviour, it’s more or less anticipated that he, and his twitter, will be raging with a lot of accusations if he loses the election, especially if it happens by a close margin. The important questions related to what he chooses to do about it and who backs him up.

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February 4, 2021 4:48 PM

Kenyans turning to mobile loans in times of COVID-19

The economic impact of COVID-19 is felt on the personal finance of people across the world who are looking for ways to tide over the situation. In Kenya, people are lapping the short-term credit in the form of digital loans by mobile money operators. The number of people taking digital loans has doubled during the COVId-19 induced lockdown period.

Boston Consulting Group's Consumer Sentiments Survey conducted in April and May 2020 reported that "In May, 29 percent responded that they had taken out a short-term loan, compared to 16 percent in April. Mobile money operators were the most common sources of this credit”

Kenya is a pioneer in using mobile money transfer services as the key tool for providing financial inclusion to its citizens. A simple money transfer service, M-PESA launched in 2007 has transformed the financial service industry in Kenya. Today mobile money operators are providing multiple services like digital loans, marketplace for small businesses and farmers.

Digital loans are easy to process and disbursed but there are concerns of shaming the defaulters and compromising the data security of clients. The Digital Lenders Association of Kenya (DLAK) which is a body representing the digital lenders of Kenya has distanced from two of their members, Okash and Opesa over unethical practices. These mobile apps have shared the details of defaulting customers with the moneylenders and asking them to recover the money.

DLAK also stated that Opesa and Okash are known for attacking a client's data privacy which is against the Kenyan data protection laws and has additionally spoiled the reputation of digital leaders in Kenya.

In April 2020, Central Bank of Kenya barred unregulated digital mobile lenders from forwarding the names of loan defaulters to credit reference bureaus. A huge number of Kenyans have been recorded on Credit Reference Bureaus by digital money lenders for loans as little as $5.

Central Bank of Kenya governor Patrick Njoroge told during a press conference in May 2020 that the central bank in consultation with the mobile money operators and digital lenders is presently working to develop a model where the borrowers are protected from mistreatment of online moneylenders.

The borrowers are looking up to the regulatory authorities and the industry bodies to come up with a mechanism which will protect their interest in times of such a health and economic emergency.

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