Monday, June 22, 2020

Black Lives Matter: Why "All Lives Matter" is a False Equivalence

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Kanika Bajaj

Article Title

Black Lives Matter: Why "All Lives Matter" is a False Equivalence

Publisher

Global Views 360

Publication Date

June 22, 2020

URL

“Black Life Matters” Protest

“Black Life Matters” Protest | Source: PDBVerlag via Pixabay

The phrase “All Lives Matter”, used in response to the slogan “Black Lives Matter”, has been causing a lot of controversy. The slogan is sometimes used by “colour-blind” people, who do not see colour as a basis of any of their decisions, and when they hear “Black lives Matter”, they want to add white lives to the mix, not understanding that race causes significant differences in what people face with respect to discrimination. 

In one of the incidents, a man spray-painted ‘White Lives Matter’ on the statue of Arthur Ashe, an African American Tennis legend, who was the first black Wimbledon men’s singles champion. After the man left, some people spray-painted “Black Lives Matter” over the previous paint. The man returned in a while to wipe off that message, and when asked why he had painted “white lives matter” on the statue. According to the video, the man replied "Don't all lives matter? Why is it okay to spray paint on this statue 'black lives matter,' but not 'white lives matter'? What's the difference? They all matter. Everybody matters, right?"

However, John Hayward on Breitbart throws a different light on the use of the all lives matter slogan. It talks about several instances of how people and organizations have used the phrase, like how the local authorities in Frankton, Indiana tried to have it on the side of the police cars out of general goodwill, and did not realize that the phrase was offensive to the Black Lives Matter movement.

The phrase “All Life Matters” may have been used as a slogan for joining all hands together, and expressing the fundamental right to equality. However it is found to be misguided and offensive by many people because they feel that the phrase invalidates the specific difficulties faced by the black community. For explaining this, they draw a comparison: if there is one house burning, if the other houses call out that they want the water poured on them too, that’s just counterintuitive and ignoring the burning house. Another comparison is that at a dinner table, a child has half a portion and the other has a whole. When giving another half a portion to the child with less food, if the other child demands half a portion too, it is evident that the child with the full portion is ignoring the fact that the other one has only the half. 

The intention about the usage of the phrase “All Lives Matter” doesn’t matter; it still negatively affects the “Black Lives Matter” movement. Speaking of “All Lives Matter” in response to someone asserting that “Black Lives Matter” is walking over the struggles that black people specifically face and it is a false equivalence.

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February 4, 2021 4:48 PM

Kenyans turning to mobile loans in times of COVID-19

The economic impact of COVID-19 is felt on the personal finance of people across the world who are looking for ways to tide over the situation. In Kenya, people are lapping the short-term credit in the form of digital loans by mobile money operators. The number of people taking digital loans has doubled during the COVId-19 induced lockdown period.

Boston Consulting Group's Consumer Sentiments Survey conducted in April and May 2020 reported that "In May, 29 percent responded that they had taken out a short-term loan, compared to 16 percent in April. Mobile money operators were the most common sources of this credit”

Kenya is a pioneer in using mobile money transfer services as the key tool for providing financial inclusion to its citizens. A simple money transfer service, M-PESA launched in 2007 has transformed the financial service industry in Kenya. Today mobile money operators are providing multiple services like digital loans, marketplace for small businesses and farmers.

Digital loans are easy to process and disbursed but there are concerns of shaming the defaulters and compromising the data security of clients. The Digital Lenders Association of Kenya (DLAK) which is a body representing the digital lenders of Kenya has distanced from two of their members, Okash and Opesa over unethical practices. These mobile apps have shared the details of defaulting customers with the moneylenders and asking them to recover the money.

DLAK also stated that Opesa and Okash are known for attacking a client's data privacy which is against the Kenyan data protection laws and has additionally spoiled the reputation of digital leaders in Kenya.

In April 2020, Central Bank of Kenya barred unregulated digital mobile lenders from forwarding the names of loan defaulters to credit reference bureaus. A huge number of Kenyans have been recorded on Credit Reference Bureaus by digital money lenders for loans as little as $5.

Central Bank of Kenya governor Patrick Njoroge told during a press conference in May 2020 that the central bank in consultation with the mobile money operators and digital lenders is presently working to develop a model where the borrowers are protected from mistreatment of online moneylenders.

The borrowers are looking up to the regulatory authorities and the industry bodies to come up with a mechanism which will protect their interest in times of such a health and economic emergency.

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